D

Telephone, TX

Source:

Affordability Score: 49/100

Population: 1,161 · 1 ZIP codes

The affordability dashboard for Telephone, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,161 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $54,700, median home value of $206,300, median rent of per month, and 15.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $985 per month (studio $679, 1BR $751, 3BR $1,370, 4BR $1,652). Department of Labor data lists infant center-based childcare at $7,176 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Telephone, TX include rent. Pressure points are education. Unemployment currently reads 6.4% and poverty 26.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$54,700
Median household income
Education F
15.8%
Bachelor's degree or higher
Housing D
3.8x
Home value $206,300 vs income
Commute N/A
N/A
Average commute time
Rent B+
$985/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$7,176/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$54,700
▼ 12% vs national
Per Capita Income
$33,965
Unemployment Rate
6.4%
Poverty Rate
26.7%

Housing

Median Home Value
$206,300
▼ 25% vs national
Median Rent
Owner Occupied
97.8%
2BR Fair Market Rent
$985/mo
▼ 18% vs national

Fair Market Rents by Bedroom

Studio
$679
1BR
$751
2BR
$985
3BR
$1,370
4BR
$1,652

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.8%
▼ 14 ppt vs national
High School+
56.6%
Median Age
31.1
Avg. Commute

Childcare Costs

Infant (Center)
$7,176/yr
13% of income
Toddler (Center)
$6,760/yr
Preschool (Center)
$6,604/yr
School-Age (Center)
$6,240/yr

What This Means

Telephone, TX receives an overall affordability grade of D (49/100), aggregated from 1 ZIP codes with a total population of 1,161. This area performs well in rent. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Telephone ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Telephone, TX affordable?
Telephone, TX receives an overall affordability grade of D (49/100) based on Census, HUD, FBI, and DOL data. Median household income is $54,700. Median home value is $206,300.
What is the cost of living in Telephone?
Key cost metrics: 2BR fair market rent $985/mo. Infant childcare $7,176/yr. Median home value $206,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →