C+

Texarkana, TX

Source:

Affordability Score: 60/100

Population: 60,677 · 2 ZIP codes

The affordability dashboard for Texarkana, TX aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 60,677 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $56,507, median home value of $173,747, median rent of $1,056 per month, and 24.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,101 per month (studio $859, 1BR $868, 3BR $1,369, 4BR $1,657). Department of Labor data lists infant center-based childcare at $6,292 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Texarkana, TX include commute. Pressure points are education. Unemployment currently reads 4.2% and poverty 18.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$56,507
Median household income
Education F
24.8%
Bachelor's degree or higher
Housing B-
3.1x
Home value $173,747 vs income
Commute A-
17 min
Average commute time
Rent B
$1,101/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$6,292/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$56,507
▼ 9% vs national
Per Capita Income
$30,903
Unemployment Rate
4.2%
Poverty Rate
18.4%

Housing

Median Home Value
$173,747
▼ 37% vs national
Median Rent
$1,056/mo
Owner Occupied
59.1%
2BR Fair Market Rent
$1,101/mo
▼ 8% vs national

Fair Market Rents by Bedroom

Studio
$859
1BR
$868
2BR
$1,101
3BR
$1,369
4BR
$1,657

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.8%
▼ 5 ppt vs national
High School+
59.8%
Median Age
38.5
Avg. Commute
17 min
▼ 9 min vs national

Childcare Costs

Infant (Center)
$6,292/yr
11% of income
Toddler (Center)
$5,928/yr
Preschool (Center)
$5,824/yr
School-Age (Center)
$5,564/yr

What This Means

Texarkana, TX receives an overall affordability grade of C+ (60/100), aggregated from 2 ZIP codes with a total population of 60,677. This area performs well in commute. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Texarkana ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Texarkana, TX affordable?
Texarkana, TX receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $56,507. Median home value is $173,747.
What is the cost of living in Texarkana?
Key cost metrics: Median rent $1,056/mo. 2BR fair market rent $1,101/mo. Infant childcare $6,292/yr. Median home value $173,747.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →