C-

Texas City, TX

Source:

Affordability Score: 53/100

Population: 43,505 · 2 ZIP codes

The affordability dashboard for Texas City, TX aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 43,505 residents, then layers in county-level federal data to produce an overall grade of C- (53/100). The headline inputs are median household income of $66,644, median home value of $199,072, median rent of $1,292 per month, and 18.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,573 per month (studio $1,280, 1BR $1,323, 3BR $2,116, 4BR $2,639). Department of Labor data lists infant center-based childcare at $9,620 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 6.7% and poverty 17.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$66,644
Median household income
Education F
18.1%
Bachelor's degree or higher
Housing B-
3.0x
Home value $199,072 vs income
Commute C-
25 min
Average commute time
Rent C
$1,573/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$9,620/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$66,644
▲ 7% vs national
Per Capita Income
$34,205
Unemployment Rate
6.7%
Poverty Rate
17.1%

Housing

Median Home Value
$199,072
▼ 28% vs national
Median Rent
$1,292/mo
Owner Occupied
53.3%
2BR Fair Market Rent
$1,573/mo
▲ 31% vs national

Fair Market Rents by Bedroom

Studio
$1,280
1BR
$1,323
2BR
$1,573
3BR
$2,116
4BR
$2,639

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.1%
▼ 12 ppt vs national
High School+
49.3%
Median Age
38.0
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$9,620/yr
14% of income
Toddler (Center)
$8,944/yr
Preschool (Center)
$8,684/yr
School-Age (Center)
$8,112/yr

What This Means

Texas City, TX receives an overall affordability grade of C- (53/100), aggregated from 2 ZIP codes with a total population of 43,505. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Texas City ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Texas City, TX affordable?
Texas City, TX receives an overall affordability grade of C- (53/100) based on Census, HUD, FBI, and DOL data. Median household income is $66,644. Median home value is $199,072.
What is the cost of living in Texas City?
Key cost metrics: Median rent $1,292/mo. 2BR fair market rent $1,573/mo. Infant childcare $9,620/yr. Median home value $199,072.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →