C+

Theodore, AL

Source:

Affordability Score: 60/100

Population: 24,644 · 2 ZIP codes

The affordability dashboard for Theodore, AL aggregates Census ACS 5-Year Estimates across 2 ZIP codes covering 24,644 residents, then layers in county-level federal data to produce an overall grade of C+ (60/100). The headline inputs are median household income of $64,763, median home value of $184,500, median rent of $889 per month, and 20.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,083 per month (studio $854, 1BR $919, 3BR $1,414, 4BR $1,445). Department of Labor data lists infant center-based childcare at $6,932 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Theodore, AL include rent. Pressure points are education. Unemployment currently reads 4.3% and poverty 17.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$64,763
Median household income
Education F
20.0%
Bachelor's degree or higher
Housing B
2.8x
Home value $184,500 vs income
Commute D
27 min
Average commute time
Rent B+
$1,083/mo
2BR fair market rent (20% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$6,932/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$64,763
▲ 4% vs national
Per Capita Income
$35,781
Unemployment Rate
4.3%
Poverty Rate
17.0%

Housing

Median Home Value
$184,500
▼ 33% vs national
Median Rent
$889/mo
Owner Occupied
79.9%
2BR Fair Market Rent
$1,083/mo
▼ 10% vs national

Fair Market Rents by Bedroom

Studio
$854
1BR
$919
2BR
$1,083
3BR
$1,414
4BR
$1,445

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.0%
▼ 10 ppt vs national
High School+
58.1%
Median Age
42.9
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$6,932/yr
11% of income
Toddler (Center)
$6,715/yr
Preschool (Center)
$6,390/yr
School-Age (Center)
$5,794/yr

What This Means

Theodore, AL receives an overall affordability grade of C+ (60/100), aggregated from 2 ZIP codes with a total population of 24,644. This area performs well in rent. Challenges include education. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Theodore ZIP Codes
View all 2 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Theodore, AL affordable?
Theodore, AL receives an overall affordability grade of C+ (60/100) based on Census, HUD, FBI, and DOL data. Median household income is $64,763. Median home value is $184,500.
What is the cost of living in Theodore?
Key cost metrics: Median rent $889/mo. 2BR fair market rent $1,083/mo. Infant childcare $6,932/yr. Median home value $184,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →