B-

Thomas, OK

Source:

Affordability Score: 67/100

Population: 1,675 · 1 ZIP codes

The affordability dashboard for Thomas, OK aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,675 residents, then layers in county-level federal data to produce an overall grade of B- (67/100). The headline inputs are median household income of $69,821, median home value of $151,100, median rent of $723 per month, and 27.2% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $937 per month (studio $646, 1BR $732, 3BR $1,303, 4BR $1,572). Department of Labor data lists infant center-based childcare at $10,405 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Thomas, OK include housing, rent. Unemployment currently reads 2.7% and poverty 12.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$69,821
Median household income
Education D
27.2%
Bachelor's degree or higher
Housing A
2.2x
Home value $151,100 vs income
Commute C
24 min
Average commute time
Rent A
$937/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$10,405/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$69,821
▲ 13% vs national
Per Capita Income
$27,753
Unemployment Rate
2.7%
Poverty Rate
12.0%

Housing

Median Home Value
$151,100
▼ 45% vs national
Median Rent
$723/mo
Owner Occupied
84.2%
2BR Fair Market Rent
$937/mo
▼ 22% vs national

Fair Market Rents by Bedroom

Studio
$646
1BR
$732
2BR
$937
3BR
$1,303
4BR
$1,572

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.2%
▼ 3 ppt vs national
High School+
58.0%
Median Age
36.9
Avg. Commute
24 min
▼ 2 min vs national

Childcare Costs

Infant (Center)
$10,405/yr
15% of income
Toddler (Center)
$9,001/yr
Preschool (Center)
$9,001/yr
School-Age (Center)
$5,884/yr

What This Means

Thomas, OK receives an overall affordability grade of B- (67/100), aggregated from 1 ZIP codes with a total population of 1,675. This area performs well in housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Thomas, OK affordable?
Thomas, OK receives an overall affordability grade of B- (67/100) based on Census, HUD, FBI, and DOL data. Median household income is $69,821. Median home value is $151,100.
What is the cost of living in Thomas?
Key cost metrics: Median rent $723/mo. 2BR fair market rent $937/mo. Infant childcare $10,405/yr. Median home value $151,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →