F

Thorn Hill, TN

Source:

Affordability Score: 36/100

Population: 2,291 · 1 ZIP codes

The affordability dashboard for Thorn Hill, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,291 residents, then layers in county-level federal data to produce an overall grade of F (36/100). The headline inputs are median household income of $37,443, median home value of $111,900, median rent of $699 per month, and 8.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,044 per month (studio $720, 1BR $818, 3BR $1,338, 4BR $1,464). Department of Labor data lists infant center-based childcare at $6,811 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, rent, childcare. Unemployment currently reads 6.3% and poverty 24.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$37,443
Median household income
Education F
8.5%
Bachelor's degree or higher
Housing B-
3.0x
Home value $111,900 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,044/mo
2BR fair market rent (33% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$6,811/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$37,443
▼ 40% vs national
Per Capita Income
$29,590
Unemployment Rate
6.3%
Poverty Rate
24.4%

Housing

Median Home Value
$111,900
▼ 59% vs national
Median Rent
$699/mo
Owner Occupied
80.0%
2BR Fair Market Rent
$1,044/mo
▼ 13% vs national

Fair Market Rents by Bedroom

Studio
$720
1BR
$818
2BR
$1,044
3BR
$1,338
4BR
$1,464

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
8.5%
▼ 21 ppt vs national
High School+
51.3%
Median Age
56.7
Avg. Commute

Childcare Costs

Infant (Center)
$6,811/yr
18% of income
Toddler (Center)
$5,720/yr
Preschool (Center)
$5,720/yr
School-Age (Center)
$2,600/yr

What This Means

Thorn Hill, TN receives an overall affordability grade of F (36/100), aggregated from 1 ZIP codes with a total population of 2,291. Challenges include income and education and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Thorn Hill, TN affordable?
Thorn Hill, TN receives an overall affordability grade of F (36/100) based on Census, HUD, FBI, and DOL data. Median household income is $37,443. Median home value is $111,900.
What is the cost of living in Thorn Hill?
Key cost metrics: Median rent $699/mo. 2BR fair market rent $1,044/mo. Infant childcare $6,811/yr. Median home value $111,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →