D

Thornburg, IA

Source:

Affordability Score: 41/100

Population: 65 · 1 ZIP codes

The affordability dashboard for Thornburg, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 65 residents, then layers in county-level federal data to produce an overall grade of D (41/100). The headline inputs are median household income of $39,722, median home value of , median rent of per month, and 34.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $919 per month (studio $682, 1BR $764, 3BR $1,178, 4BR $1,227). Department of Labor data lists infant center-based childcare at $8,325 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, childcare. Unemployment currently reads 15.4% and poverty 7.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$39,722
Median household income
Education C
34.8%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent C
$919/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$8,325/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$39,722
▼ 36% vs national
Per Capita Income
$28,943
Unemployment Rate
15.4%
Poverty Rate
7.8%

Housing

Median Home Value
Median Rent
Owner Occupied
100.0%
2BR Fair Market Rent
$919/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$682
1BR
$764
2BR
$919
3BR
$1,178
4BR
$1,227

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
34.8%
▲ 5 ppt vs national
High School+
89.1%
Median Age
57.8
Avg. Commute

Childcare Costs

Infant (Center)
$8,325/yr
21% of income
Toddler (Center)
$7,173/yr
Preschool (Center)
$7,173/yr
School-Age (Center)
$5,739/yr

What This Means

Thornburg, IA receives an overall affordability grade of D (41/100), aggregated from 1 ZIP codes with a total population of 65. Challenges include income and childcare. Data was unavailable for housing, commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Thornburg ZIP Codes
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What are common questions about this dashboard?

Is Thornburg, IA affordable?
Thornburg, IA receives an overall affordability grade of D (41/100) based on Census, HUD, FBI, and DOL data. Median household income is $39,722.
What is the cost of living in Thornburg?
Key cost metrics: 2BR fair market rent $919/mo. Infant childcare $8,325/yr.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →