Three Oaks, MI
Source:
Affordability Score: 59/100
Population: 3,715 · 1 ZIP codes
The affordability dashboard for Three Oaks, MI aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,715 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $67,398, median home value of $258,300, median rent of $1,034 per month, and 27.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.
Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,184 per month (studio $816, 1BR $902, 3BR $1,556, 4BR $1,568). Department of Labor data lists infant center-based childcare at $7,131 per year, consuming 11% of the local median household income.
Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Three Oaks, MI include rent. Unemployment currently reads 3.0% and poverty 7.2% — numbers worth keeping alongside the headline grade.
Score Breakdown
Income & Employment
Housing
Fair Market Rents by Bedroom
Safety
Education & Family
Childcare Costs
What This Means
Three Oaks, MI receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 3,715. This area performs well in rent. Data was unavailable for safety — these dimensions were excluded from the overall score.
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Official Data Resources
Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →
Read our methodology — how this data is sourced, computed, and verified.