A-

Tomkins Cove, NY

Source:

Affordability Score: 81/100

Population: 1,974 · 1 ZIP codes

The affordability dashboard for Tomkins Cove, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,974 residents, then layers in county-level federal data to produce an overall grade of A- (81/100). The headline inputs are median household income of -, median home value of $613,300, median rent of $2,053 per month, and 48.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,910 per month (studio $2,529, 1BR $2,655, 3BR $3,644, 4BR $3,959). Department of Labor data lists infant center-based childcare at $16,900 per year.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Tomkins Cove, NY include education. Unemployment currently reads 7.3% and poverty 6.3% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income N/A
N/A
Median household income
Education A-
48.6%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent N/A
N/A
2-bedroom fair market rent
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
-
Per Capita Income
$60,368
Unemployment Rate
7.3%
Poverty Rate
6.3%

Housing

Median Home Value
$613,300
▲ 123% vs national
Median Rent
$2,053/mo
Owner Occupied
74.2%
2BR Fair Market Rent
$2,910/mo
▲ 143% vs national

Fair Market Rents by Bedroom

Studio
$2,529
1BR
$2,655
2BR
$2,910
3BR
$3,644
4BR
$3,959

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
48.6%
▲ 19 ppt vs national
High School+
71.0%
Median Age
44.8
Avg. Commute
-

Childcare Costs

Infant (Center)
$16,900/yr
Toddler (Center)
$15,600/yr
Preschool (Center)
$15,236/yr
School-Age (Center)
$13,000/yr

What This Means

Tomkins Cove, NY receives an overall affordability grade of A- (81/100), aggregated from 1 ZIP codes with a total population of 1,974. This area performs well in education. Data was unavailable for income, housing, commute, rent, safety, childcare – these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Tomkins Cove, NY affordable?
Tomkins Cove, NY receives an overall affordability grade of A- (81/100) based on Census, HUD, FBI, and DOL data. Median home value is $613,300.
What is the cost of living in Tomkins Cove?
Key cost metrics: Median rent $2,053/mo. 2BR fair market rent $2,910/mo. Infant childcare $16,900/yr. Median home value $613,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →