F

Toxey, AL

Source:

Affordability Score: 37/100

Population: 1,035 · 1 ZIP codes

The affordability dashboard for Toxey, AL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,035 residents, then layers in county-level federal data to produce an overall grade of F (37/100). The headline inputs are median household income of $40,481, median home value of $175,000, median rent of per month, and 10.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $778 per month (studio $578, 1BR $616, 3BR $1,024, 4BR $1,179). Department of Labor data lists infant center-based childcare at $7,050 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing. Unemployment currently reads 1.4% and poverty 4.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$40,481
Median household income
Education F
10.6%
Bachelor's degree or higher
Housing F
4.3x
Home value $175,000 vs income
Commute N/A
N/A
Average commute time
Rent B
$778/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$7,050/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$40,481
▼ 35% vs national
Per Capita Income
$36,874
Unemployment Rate
1.4%
Poverty Rate
4.6%

Housing

Median Home Value
$175,000
▼ 36% vs national
Median Rent
Owner Occupied
83.9%
2BR Fair Market Rent
$778/mo
▼ 35% vs national

Fair Market Rents by Bedroom

Studio
$578
1BR
$616
2BR
$778
3BR
$1,024
4BR
$1,179

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
10.6%
▼ 19 ppt vs national
High School+
50.6%
Median Age
51.6
Avg. Commute

Childcare Costs

Infant (Center)
$7,050/yr
17% of income
Toddler (Center)
$6,846/yr
Preschool (Center)
$6,651/yr
School-Age (Center)
$6,456/yr

What This Means

Toxey, AL receives an overall affordability grade of F (37/100), aggregated from 1 ZIP codes with a total population of 1,035. Challenges include income and education and housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Toxey ZIP Codes
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What are common questions about this dashboard?

Is Toxey, AL affordable?
Toxey, AL receives an overall affordability grade of F (37/100) based on Census, HUD, FBI, and DOL data. Median household income is $40,481. Median home value is $175,000.
What is the cost of living in Toxey?
Key cost metrics: 2BR fair market rent $778/mo. Infant childcare $7,050/yr. Median home value $175,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →