Tracy City, TN

The affordability dashboard for Tracy City, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,323 residents, then layers in county-level federal data to produce an overall grade of D (41/100). The headline inputs are median household income of $46,944, median home value of $163,800, median rent of $405 per month, and 17.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $925 per month (studio $724, 1BR $844, 3BR $1,162, 4BR $1,289). Department of Labor data lists infant center-based childcare at $6,811 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, commute. Unemployment currently reads 6.6% and poverty 18.9% — numbers worth keeping alongside the headline grade.