C+

Troy, NH

Source:

Affordability Score: 61/100

Population: 2,156 · 1 ZIP codes

The affordability dashboard for Troy, NH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,156 residents, then layers in county-level federal data to produce an overall grade of C+ (61/100). The headline inputs are median household income of $88,871, median home value of $266,600, median rent of $1,024 per month, and 26.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,926 per month (studio $1,328, 1BR $1,468, 3BR $2,518, 4BR $2,550). Department of Labor data lists infant center-based childcare at $14,803 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Troy, NH include income. Unemployment currently reads 4.6% and poverty 4.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$88,871
Median household income
Education D
26.4%
Bachelor's degree or higher
Housing B-
3.0x
Home value $266,600 vs income
Commute C-
25 min
Average commute time
Rent C+
$1,926/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$14,803/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$88,871
▲ 43% vs national
Per Capita Income
$41,775
Unemployment Rate
4.6%
Poverty Rate
4.1%

Housing

Median Home Value
$266,600
▼ 3% vs national
Median Rent
$1,024/mo
Owner Occupied
77.2%
2BR Fair Market Rent
$1,926/mo
▲ 61% vs national

Fair Market Rents by Bedroom

Studio
$1,328
1BR
$1,468
2BR
$1,926
3BR
$2,518
4BR
$2,550

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.4%
▼ 4 ppt vs national
High School+
70.5%
Median Age
40.2
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$14,803/yr
17% of income
Toddler (Center)
$14,034/yr
Preschool (Center)
$12,306/yr
School-Age (Center)
$11,014/yr

What This Means

Troy, NH receives an overall affordability grade of C+ (61/100), aggregated from 1 ZIP codes with a total population of 2,156. This area performs well in income. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Troy ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Troy, NH affordable?
Troy, NH receives an overall affordability grade of C+ (61/100) based on Census, HUD, FBI, and DOL data. Median household income is $88,871. Median home value is $266,600.
What is the cost of living in Troy?
Key cost metrics: Median rent $1,024/mo. 2BR fair market rent $1,926/mo. Infant childcare $14,803/yr. Median home value $266,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →