D

Twin Bridges, MT

Source:

Affordability Score: 49/100

Population: 964 · 1 ZIP codes

The affordability dashboard for Twin Bridges, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 964 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $76,923, median home value of $429,100, median rent of $1,050 per month, and 27.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,540 per month (studio $1,154, 1BR $1,202, 3BR $2,073, 4BR $2,583). Department of Labor data lists infant center-based childcare at $12,264 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 1.8% and poverty 2.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$76,923
Median household income
Education D
27.0%
Bachelor's degree or higher
Housing F
5.6x
Home value $429,100 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,540/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,264/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$76,923
▲ 24% vs national
Per Capita Income
$59,625
Unemployment Rate
1.8%
Poverty Rate
2.4%

Housing

Median Home Value
$429,100
▲ 56% vs national
Median Rent
$1,050/mo
Owner Occupied
72.0%
2BR Fair Market Rent
$1,540/mo
▲ 28% vs national

Fair Market Rents by Bedroom

Studio
$1,154
1BR
$1,202
2BR
$1,540
3BR
$2,073
4BR
$2,583

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.0%
▼ 3 ppt vs national
High School+
54.4%
Median Age
52.8
Avg. Commute

Childcare Costs

Infant (Center)
$12,264/yr
16% of income
Toddler (Center)
$12,772/yr
Preschool (Center)
$10,958/yr
School-Age (Center)
$10,958/yr

What This Means

Twin Bridges, MT receives an overall affordability grade of D (49/100), aggregated from 1 ZIP codes with a total population of 964. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Twin Bridges, MT affordable?
Twin Bridges, MT receives an overall affordability grade of D (49/100) based on Census, HUD, FBI, and DOL data. Median household income is $76,923. Median home value is $429,100.
What is the cost of living in Twin Bridges?
Key cost metrics: Median rent $1,050/mo. 2BR fair market rent $1,540/mo. Infant childcare $12,264/yr. Median home value $429,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →