F

Two Dot, MT

Source:

Affordability Score: 14/100

Population: 88 · 1 ZIP codes

The affordability dashboard for Two Dot, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 88 residents, then layers in county-level federal data to produce an overall grade of F (14/100). The headline inputs are median household income of -, median home value of $65,600, median rent of - per month, and 12.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,117 per month (studio $837, 1BR $872, 3BR $1,553, 4BR $1,806). Department of Labor data lists infant center-based childcare at $11,495 per year.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 0.0% and poverty 20.5% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income N/A
N/A
Median household income
Education F
12.1%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent N/A
N/A
2-bedroom fair market rent
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
-
Per Capita Income
$18,416
Unemployment Rate
0.0%
Poverty Rate
20.5%

Housing

Median Home Value
$65,600
▼ 76% vs national
Median Rent
-
Owner Occupied
100.0%
2BR Fair Market Rent
$1,117/mo
▼ 7% vs national

Fair Market Rents by Bedroom

Studio
$837
1BR
$872
2BR
$1,117
3BR
$1,553
4BR
$1,806

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.1%
▼ 18 ppt vs national
High School+
69.0%
Median Age
49.3
Avg. Commute
-

Childcare Costs

Infant (Center)
$11,495/yr
Toddler (Center)
$11,896/yr
Preschool (Center)
$10,262/yr
School-Age (Center)
$10,262/yr

What This Means

Two Dot, MT receives an overall affordability grade of F (14/100), aggregated from 1 ZIP codes with a total population of 88. Challenges include education. Data was unavailable for income, housing, commute, rent, safety, childcare – these dimensions were excluded from the overall score.

Other City Dashboards in MT

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What are common questions about this dashboard?

Is Two Dot, MT affordable?
Two Dot, MT receives an overall affordability grade of F (14/100) based on Census, HUD, FBI, and DOL data. Median home value is $65,600.
What is the cost of living in Two Dot?
Key cost metrics: 2BR fair market rent $1,117/mo. Infant childcare $11,495/yr. Median home value $65,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →