C+

Tyler, TX

Source:

Affordability Score: 62/100

Population: 144,160 · 9 ZIP codes

The affordability dashboard for Tyler, TX aggregates Census ACS 5-Year Estimates across 9 ZIP codes covering 144,160 residents, then layers in county-level federal data to produce an overall grade of C+ (62/100). The headline inputs are median household income of $69,249, median home value of $222,211, median rent of $1,218 per month, and 26.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,338 per month (studio $984, 1BR $1,089, 3BR $1,793, 4BR $1,981). Department of Labor data lists infant center-based childcare at $6,448 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Tyler, TX include childcare. Unemployment currently reads 4.4% and poverty 13.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$69,249
Median household income
Education D
26.3%
Bachelor's degree or higher
Housing C+
3.2x
Home value $222,211 vs income
Commute B
21 min
Average commute time
Rent B
$1,338/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$6,448/yr
Center-based infant care (9% of income)

Income & Employment

Median Income
$69,249
▲ 12% vs national
Per Capita Income
$33,453
Unemployment Rate
4.4%
Poverty Rate
13.0%

Housing

Median Home Value
$222,211
▼ 19% vs national
Median Rent
$1,218/mo
Owner Occupied
62.6%
2BR Fair Market Rent
$1,338/mo
▲ 12% vs national

Fair Market Rents by Bedroom

Studio
$984
1BR
$1,089
2BR
$1,338
3BR
$1,793
4BR
$1,981

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.3%
▼ 4 ppt vs national
High School+
51.1%
Median Age
36.4
Avg. Commute
21 min
▼ 5 min vs national

Childcare Costs

Infant (Center)
$6,448/yr
9% of income
Toddler (Center)
$6,136/yr
Preschool (Center)
$5,980/yr
School-Age (Center)
$5,720/yr

What This Means

Tyler, TX receives an overall affordability grade of C+ (62/100), aggregated from 9 ZIP codes with a total population of 144,160. This area performs well in childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Tyler ZIP Codes
View all 9 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Tyler, TX affordable?
Tyler, TX receives an overall affordability grade of C+ (62/100) based on Census, HUD, FBI, and DOL data. Median household income is $69,249. Median home value is $222,211.
What is the cost of living in Tyler?
Key cost metrics: Median rent $1,218/mo. 2BR fair market rent $1,338/mo. Infant childcare $6,448/yr. Median home value $222,211.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →