D

Unicoi, TN

Source:

Affordability Score: 47/100

Population: 4,770 · 1 ZIP codes

The affordability dashboard for Unicoi, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,770 residents, then layers in county-level federal data to produce an overall grade of D (47/100). The headline inputs are median household income of $53,531, median home value of $232,600, median rent of $919 per month, and 27.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,132 per month (studio $887, 1BR $893, 3BR $1,398, 4BR $1,548). Department of Labor data lists infant center-based childcare at $6,811 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing. Unemployment currently reads 5.3% and poverty 18.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$53,531
Median household income
Education D
27.4%
Bachelor's degree or higher
Housing F
4.3x
Home value $232,600 vs income
Commute N/A
N/A
Average commute time
Rent C+
$1,132/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$6,811/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$53,531
▼ 14% vs national
Per Capita Income
$34,520
Unemployment Rate
5.3%
Poverty Rate
18.2%

Housing

Median Home Value
$232,600
▼ 15% vs national
Median Rent
$919/mo
Owner Occupied
66.1%
2BR Fair Market Rent
$1,132/mo
▼ 6% vs national

Fair Market Rents by Bedroom

Studio
$887
1BR
$893
2BR
$1,132
3BR
$1,398
4BR
$1,548

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
27.4%
▼ 3 ppt vs national
High School+
60.8%
Median Age
51.4
Avg. Commute

Childcare Costs

Infant (Center)
$6,811/yr
13% of income
Toddler (Center)
$5,720/yr
Preschool (Center)
$5,720/yr
School-Age (Center)
$2,600/yr

What This Means

Unicoi, TN receives an overall affordability grade of D (47/100), aggregated from 1 ZIP codes with a total population of 4,770. Challenges include housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Unicoi, TN affordable?
Unicoi, TN receives an overall affordability grade of D (47/100) based on Census, HUD, FBI, and DOL data. Median household income is $53,531. Median home value is $232,600.
What is the cost of living in Unicoi?
Key cost metrics: Median rent $919/mo. 2BR fair market rent $1,132/mo. Infant childcare $6,811/yr. Median home value $232,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →