Upper Jay, NY

The affordability dashboard for Upper Jay, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 201 residents, then layers in county-level federal data to produce an overall grade of A (89/100). The headline inputs are median household income of $127,083, median home value of $250,000, median rent of — per month, and 61.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,185 per month (studio $891, 1BR $903, 3BR $1,455, 4BR $1,645). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 10% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Upper Jay, NY include income, education, housing, rent. Unemployment currently reads 0.0% and poverty 35.3% — numbers worth keeping alongside the headline grade.