D

Upsala, MN

Source:

Affordability Score: 47/100

Population: 328 · 1 ZIP codes

The affordability dashboard for Upsala, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 328 residents, then layers in county-level federal data to produce an overall grade of D (47/100). The headline inputs are median household income of $48,750, median home value of $138,800, median rent of $828 per month, and 9.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $671, 1BR $757, 3BR $1,353, 4BR $1,454). Department of Labor data lists infant center-based childcare at $9,100 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, childcare. Unemployment currently reads 0.0% and poverty 10.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$48,750
Median household income
Education F
9.1%
Bachelor's degree or higher
Housing B
2.8x
Home value $138,800 vs income
Commute N/A
N/A
Average commute time
Rent B-
$973/mo
2BR fair market rent (24% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$9,100/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$48,750
▼ 21% vs national
Per Capita Income
$27,459
Unemployment Rate
0.0%
Poverty Rate
10.6%

Housing

Median Home Value
$138,800
▼ 50% vs national
Median Rent
$828/mo
Owner Occupied
48.7%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$671
1BR
$757
2BR
$973
3BR
$1,353
4BR
$1,454

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
9.1%
▼ 21 ppt vs national
High School+
37.8%
Median Age
38.2
Avg. Commute

Childcare Costs

Infant (Center)
$9,100/yr
19% of income
Toddler (Center)
$8,372/yr
Preschool (Center)
$7,644/yr
School-Age (Center)
$5,692/yr

What This Means

Upsala, MN receives an overall affordability grade of D (47/100), aggregated from 1 ZIP codes with a total population of 328. Challenges include income and education and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Upsala, MN affordable?
Upsala, MN receives an overall affordability grade of D (47/100) based on Census, HUD, FBI, and DOL data. Median household income is $48,750. Median home value is $138,800.
What is the cost of living in Upsala?
Key cost metrics: Median rent $828/mo. 2BR fair market rent $973/mo. Infant childcare $9,100/yr. Median home value $138,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →