F

Victor, MT

Source:

Affordability Score: 38/100

Population: 3,537 · 1 ZIP codes

The affordability dashboard for Victor, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 3,537 residents, then layers in county-level federal data to produce an overall grade of F (38/100). The headline inputs are median household income of $63,036, median home value of $525,500, median rent of $963 per month, and 24.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,423 per month (studio $1,116, 1BR $1,145, 3BR $1,979, 4BR $2,387). Department of Labor data lists infant center-based childcare at $11,716 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 1.5% and poverty 6.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$63,036
Median household income
Education F
24.4%
Bachelor's degree or higher
Housing F
8.3x
Home value $525,500 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,423/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,716/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$63,036
▲ 2% vs national
Per Capita Income
$35,740
Unemployment Rate
1.5%
Poverty Rate
6.1%

Housing

Median Home Value
$525,500
▲ 91% vs national
Median Rent
$963/mo
Owner Occupied
85.5%
2BR Fair Market Rent
$1,423/mo
▲ 19% vs national

Fair Market Rents by Bedroom

Studio
$1,116
1BR
$1,145
2BR
$1,423
3BR
$1,979
4BR
$2,387

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.4%
▼ 6 ppt vs national
High School+
48.7%
Median Age
53.4
Avg. Commute

Childcare Costs

Infant (Center)
$11,716/yr
19% of income
Toddler (Center)
$12,239/yr
Preschool (Center)
$10,473/yr
School-Age (Center)
$10,473/yr

What This Means

Victor, MT receives an overall affordability grade of F (38/100), aggregated from 1 ZIP codes with a total population of 3,537. Challenges include education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Victor, MT affordable?
Victor, MT receives an overall affordability grade of F (38/100) based on Census, HUD, FBI, and DOL data. Median household income is $63,036. Median home value is $525,500.
What is the cost of living in Victor?
Key cost metrics: Median rent $963/mo. 2BR fair market rent $1,423/mo. Infant childcare $11,716/yr. Median home value $525,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →