F

Victory Mills, NY

Source:

Affordability Score: 17/100

Population: 486 · 1 ZIP codes

The affordability dashboard for Victory Mills, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 486 residents, then layers in county-level federal data to produce an overall grade of F (17/100). The headline inputs are median household income of $37,045, median home value of $148,200, median rent of $997 per month, and 9.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,702 per month (studio $1,217, 1BR $1,417, 3BR $2,041, 4BR $2,253). Department of Labor data lists infant center-based childcare at $14,820 per year, consuming 40% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, rent, childcare. Unemployment currently reads 6.6% and poverty 21.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$37,045
Median household income
Education F
9.6%
Bachelor's degree or higher
Housing F
4.0x
Home value $148,200 vs income
Commute N/A
N/A
Average commute time
Rent F
$1,702/mo
2BR fair market rent (55% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$14,820/yr
Center-based infant care (40% of income)

Income & Employment

Median Income
$37,045
▼ 40% vs national
Per Capita Income
$28,102
Unemployment Rate
6.6%
Poverty Rate
21.1%

Housing

Median Home Value
$148,200
▼ 46% vs national
Median Rent
$997/mo
Owner Occupied
56.2%
2BR Fair Market Rent
$1,702/mo
▲ 42% vs national

Fair Market Rents by Bedroom

Studio
$1,217
1BR
$1,417
2BR
$1,702
3BR
$2,041
4BR
$2,253

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
9.6%
▼ 20 ppt vs national
High School+
75.4%
Median Age
34.0
Avg. Commute

Childcare Costs

Infant (Center)
$14,820/yr
40% of income
Toddler (Center)
$14,300/yr
Preschool (Center)
$13,208/yr
School-Age (Center)
$11,700/yr

What This Means

Victory Mills, NY receives an overall affordability grade of F (17/100), aggregated from 1 ZIP codes with a total population of 486. Challenges include income and education and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Victory Mills, NY affordable?
Victory Mills, NY receives an overall affordability grade of F (17/100) based on Census, HUD, FBI, and DOL data. Median household income is $37,045. Median home value is $148,200.
What is the cost of living in Victory Mills?
Key cost metrics: Median rent $997/mo. 2BR fair market rent $1,702/mo. Infant childcare $14,820/yr. Median home value $148,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →