B-

Waddington, NY

Source:

Affordability Score: 68/100

Population: 1,507 · 1 ZIP codes

The affordability dashboard for Waddington, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,507 residents, then layers in county-level federal data to produce an overall grade of B- (68/100). The headline inputs are median household income of $75,179, median home value of $186,000, median rent of $850 per month, and 32.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,071 per month (studio $742, 1BR $816, 3BR $1,284, 4BR $1,418). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Waddington, NY include housing, rent. Unemployment currently reads 3.9% and poverty 13.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C+
$75,179
Median household income
Education C-
32.1%
Bachelor's degree or higher
Housing A-
2.5x
Home value $186,000 vs income
Commute N/A
N/A
Average commute time
Rent A
$1,071/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,844/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$75,179
▲ 21% vs national
Per Capita Income
$36,892
Unemployment Rate
3.9%
Poverty Rate
13.5%

Housing

Median Home Value
$186,000
▼ 32% vs national
Median Rent
$850/mo
Owner Occupied
81.7%
2BR Fair Market Rent
$1,071/mo
▼ 11% vs national

Fair Market Rents by Bedroom

Studio
$742
1BR
$816
2BR
$1,071
3BR
$1,284
4BR
$1,418

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
32.1%
▲ 2 ppt vs national
High School+
63.7%
Median Age
44.1
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
17% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Waddington, NY receives an overall affordability grade of B- (68/100), aggregated from 1 ZIP codes with a total population of 1,507. This area performs well in housing and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Waddington ZIP Codes
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What are common questions about this dashboard?

Is Waddington, NY affordable?
Waddington, NY receives an overall affordability grade of B- (68/100) based on Census, HUD, FBI, and DOL data. Median household income is $75,179. Median home value is $186,000.
What is the cost of living in Waddington?
Key cost metrics: Median rent $850/mo. 2BR fair market rent $1,071/mo. Infant childcare $12,844/yr. Median home value $186,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →