Waltham, MN

The affordability dashboard for Waltham, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 436 residents, then layers in county-level federal data to produce an overall grade of B (74/100). The headline inputs are median household income of $102,344, median home value of $309,300, median rent of $1,188 per month, and 33.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,049 per month (studio $723, 1BR $799, 3BR $1,350, 4BR $1,461). Department of Labor data lists infant center-based childcare at $10,972 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Waltham, MN include income, rent. Unemployment currently reads 3.9% and poverty 4.7% — numbers worth keeping alongside the headline grade.