F

Ward, AL

Source:

Affordability Score: 34/100

Population: 656 · 1 ZIP codes

The affordability dashboard for Ward, AL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 656 residents, then layers in county-level federal data to produce an overall grade of F (34/100). The headline inputs are median household income of , median home value of $104,500, median rent of per month, and 22.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $778 per month (studio $578, 1BR $616, 3BR $1,024, 4BR $1,179). Department of Labor data lists infant center-based childcare at $7,050 per year.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education. Unemployment currently reads 0.0% and poverty 9.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income N/A
N/A
Median household income
Education F
22.3%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent N/A
N/A
2-bedroom fair market rent
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
Per Capita Income
$47,436
Unemployment Rate
0.0%
Poverty Rate
9.8%

Housing

Median Home Value
$104,500
▼ 62% vs national
Median Rent
Owner Occupied
100.0%
2BR Fair Market Rent
$778/mo
▼ 35% vs national

Fair Market Rents by Bedroom

Studio
$578
1BR
$616
2BR
$778
3BR
$1,024
4BR
$1,179

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
22.3%
▼ 8 ppt vs national
High School+
55.8%
Median Age
66.5
Avg. Commute

Childcare Costs

Infant (Center)
$7,050/yr
Toddler (Center)
$6,846/yr
Preschool (Center)
$6,651/yr
School-Age (Center)
$6,456/yr

What This Means

Ward, AL receives an overall affordability grade of F (34/100), aggregated from 1 ZIP codes with a total population of 656. Challenges include education. Data was unavailable for income, housing, commute, rent, safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Ward ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Ward, AL affordable?
Ward, AL receives an overall affordability grade of F (34/100) based on Census, HUD, FBI, and DOL data. Median home value is $104,500.
What is the cost of living in Ward?
Key cost metrics: 2BR fair market rent $778/mo. Infant childcare $7,050/yr. Median home value $104,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →