F

Ware, MA

Source:

Affordability Score: 39/100

Population: 10,322 · 1 ZIP codes

The affordability dashboard for Ware, MA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 10,322 residents, then layers in county-level federal data to produce an overall grade of F (39/100). The headline inputs are median household income of $69,018, median home value of $292,000, median rent of $1,032 per month, and 24.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,004 per month (studio $1,382, 1BR $1,580, 3BR $2,504, 4BR $2,702). Department of Labor data lists infant center-based childcare at $17,160 per year, consuming 25% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, commute, rent, childcare. Unemployment currently reads 9.4% and poverty 11.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$69,018
Median household income
Education F
24.4%
Bachelor's degree or higher
Housing F
4.2x
Home value $292,000 vs income
Commute F
29 min
Average commute time
Rent F
$2,004/mo
2BR fair market rent (35% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$17,160/yr
Center-based infant care (25% of income)

Income & Employment

Median Income
$69,018
▲ 11% vs national
Per Capita Income
$38,549
Unemployment Rate
9.4%
Poverty Rate
11.5%

Housing

Median Home Value
$292,000
▲ 6% vs national
Median Rent
$1,032/mo
Owner Occupied
72.7%
2BR Fair Market Rent
$2,004/mo
▲ 67% vs national

Fair Market Rents by Bedroom

Studio
$1,382
1BR
$1,580
2BR
$2,004
3BR
$2,504
4BR
$2,702

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
24.4%
▼ 6 ppt vs national
High School+
62.8%
Median Age
44.1
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$17,160/yr
25% of income
Toddler (Center)
$15,668/yr
Preschool (Center)
$11,973/yr
School-Age (Center)
$10,533/yr

What This Means

Ware, MA receives an overall affordability grade of F (39/100), aggregated from 1 ZIP codes with a total population of 10,322. Challenges include education and housing and commute and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Ware ZIP Codes
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What are common questions about this dashboard?

Is Ware, MA affordable?
Ware, MA receives an overall affordability grade of F (39/100) based on Census, HUD, FBI, and DOL data. Median household income is $69,018. Median home value is $292,000.
What is the cost of living in Ware?
Key cost metrics: Median rent $1,032/mo. 2BR fair market rent $2,004/mo. Infant childcare $17,160/yr. Median home value $292,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →