C

Warnerville, NY

Source:

Affordability Score: 59/100

Population: 697 · 1 ZIP codes

The affordability dashboard for Warnerville, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 697 residents, then layers in county-level federal data to produce an overall grade of C (59/100). The headline inputs are median household income of $78,149, median home value of $187,500, median rent of per month, and 13.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,702 per month (studio $1,217, 1BR $1,417, 3BR $2,041, 4BR $2,253). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Warnerville, NY include housing. Pressure points are education. Unemployment currently reads 13.1% and poverty 16.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$78,149
Median household income
Education F
13.9%
Bachelor's degree or higher
Housing A-
2.4x
Home value $187,500 vs income
Commute N/A
N/A
Average commute time
Rent C+
$1,702/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$12,844/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$78,149
▲ 26% vs national
Per Capita Income
$34,282
Unemployment Rate
13.1%
Poverty Rate
16.6%

Housing

Median Home Value
$187,500
▼ 32% vs national
Median Rent
Owner Occupied
91.4%
2BR Fair Market Rent
$1,702/mo
▲ 42% vs national

Fair Market Rents by Bedroom

Studio
$1,217
1BR
$1,417
2BR
$1,702
3BR
$2,041
4BR
$2,253

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
13.9%
▼ 16 ppt vs national
High School+
29.0%
Median Age
56.4
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
16% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Warnerville, NY receives an overall affordability grade of C (59/100), aggregated from 1 ZIP codes with a total population of 697. This area performs well in housing. Challenges include education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Warnerville, NY affordable?
Warnerville, NY receives an overall affordability grade of C (59/100) based on Census, HUD, FBI, and DOL data. Median household income is $78,149. Median home value is $187,500.
What is the cost of living in Warnerville?
Key cost metrics: 2BR fair market rent $1,702/mo. Infant childcare $12,844/yr. Median home value $187,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →