C-

Warrensburg, NY

Source:

Affordability Score: 51/100

Population: 4,602 · 1 ZIP codes

The affordability dashboard for Warrensburg, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,602 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $59,429, median home value of $169,800, median rent of $905 per month, and 18.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,348 per month (studio $1,041, 1BR $1,066, 3BR $1,742, 4BR $1,785). Department of Labor data lists infant center-based childcare at $15,028 per year, consuming 25% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 2.1% and poverty 14.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$59,429
Median household income
Education F
18.5%
Bachelor's degree or higher
Housing B
2.9x
Home value $169,800 vs income
Commute B-
22 min
Average commute time
Rent C
$1,348/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$15,028/yr
Center-based infant care (25% of income)

Income & Employment

Median Income
$59,429
▼ 4% vs national
Per Capita Income
$42,940
Unemployment Rate
2.1%
Poverty Rate
14.5%

Housing

Median Home Value
$169,800
▼ 38% vs national
Median Rent
$905/mo
Owner Occupied
77.9%
2BR Fair Market Rent
$1,348/mo
▲ 12% vs national

Fair Market Rents by Bedroom

Studio
$1,041
1BR
$1,066
2BR
$1,348
3BR
$1,742
4BR
$1,785

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
18.5%
▼ 11 ppt vs national
High School+
54.5%
Median Age
50.8
Avg. Commute
22 min
▼ 4 min vs national

Childcare Costs

Infant (Center)
$15,028/yr
25% of income
Toddler (Center)
$14,300/yr
Preschool (Center)
$13,260/yr
School-Age (Center)
$11,180/yr

What This Means

Warrensburg, NY receives an overall affordability grade of C- (51/100), aggregated from 1 ZIP codes with a total population of 4,602. Challenges include education and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Warrensburg, NY affordable?
Warrensburg, NY receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $59,429. Median home value is $169,800.
What is the cost of living in Warrensburg?
Key cost metrics: Median rent $905/mo. 2BR fair market rent $1,348/mo. Infant childcare $15,028/yr. Median home value $169,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →