B

Waverly, AL

Source:

Affordability Score: 74/100

Population: 2,114 · 1 ZIP codes

The affordability dashboard for Waverly, AL aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,114 residents, then layers in county-level federal data to produce an overall grade of B (74/100). The headline inputs are median household income of $93,029, median home value of $325,900, median rent of $764 per month, and 41.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,181 per month (studio $847, 1BR $1,077, 3BR $1,494, 4BR $1,699). Department of Labor data lists infant center-based childcare at $7,018 per year, consuming 8% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Waverly, AL include income, rent, childcare. Unemployment currently reads 3.1% and poverty 1.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$93,029
Median household income
Education B
41.1%
Bachelor's degree or higher
Housing D
3.5x
Home value $325,900 vs income
Commute N/A
N/A
Average commute time
Rent A
$1,181/mo
2BR fair market rent (15% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare A-
$7,018/yr
Center-based infant care (8% of income)

Income & Employment

Median Income
$93,029
▲ 50% vs national
Per Capita Income
$44,041
Unemployment Rate
3.1%
Poverty Rate
1.7%

Housing

Median Home Value
$325,900
▲ 19% vs national
Median Rent
$764/mo
Owner Occupied
90.7%
2BR Fair Market Rent
$1,181/mo
▼ 2% vs national

Fair Market Rents by Bedroom

Studio
$847
1BR
$1,077
2BR
$1,181
3BR
$1,494
4BR
$1,699

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
41.1%
▲ 11 ppt vs national
High School+
58.6%
Median Age
46.8
Avg. Commute

Childcare Costs

Infant (Center)
$7,018/yr
8% of income
Toddler (Center)
$6,986/yr
Preschool (Center)
$6,531/yr
School-Age (Center)
$6,195/yr

What This Means

Waverly, AL receives an overall affordability grade of B (74/100), aggregated from 1 ZIP codes with a total population of 2,114. This area performs well in income and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Waverly ZIP Codes
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What are common questions about this dashboard?

Is Waverly, AL affordable?
Waverly, AL receives an overall affordability grade of B (74/100) based on Census, HUD, FBI, and DOL data. Median household income is $93,029. Median home value is $325,900.
What is the cost of living in Waverly?
Key cost metrics: Median rent $764/mo. 2BR fair market rent $1,181/mo. Infant childcare $7,018/yr. Median home value $325,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →