D

Waverly, MO

Source:

Affordability Score: 49/100

Population: 1,171 · 1 ZIP codes

The affordability dashboard for Waverly, MO aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,171 residents, then layers in county-level federal data to produce an overall grade of D (49/100). The headline inputs are median household income of $52,315, median home value of $151,700, median rent of $898 per month, and 26.4% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,358 per month (studio $1,095, 1BR $1,197, 3BR $1,769, 4BR $2,103).

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income. Unemployment currently reads 1.4% and poverty 8.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$52,315
Median household income
Education D
26.4%
Bachelor's degree or higher
Housing B
2.9x
Home value $151,700 vs income
Commute D
28 min
Average commute time
Rent D
$1,358/mo
2BR fair market rent (31% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare N/A
N/A
Center-based infant care cost

Income & Employment

Median Income
$52,315
▼ 16% vs national
Per Capita Income
$28,636
Unemployment Rate
1.4%
Poverty Rate
8.4%

Housing

Median Home Value
$151,700
▼ 45% vs national
Median Rent
$898/mo
Owner Occupied
61.1%
2BR Fair Market Rent
$1,358/mo
▲ 13% vs national

Fair Market Rents by Bedroom

Studio
$1,095
1BR
$1,197
2BR
$1,358
3BR
$1,769
4BR
$2,103

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.4%
▼ 4 ppt vs national
High School+
68.1%
Median Age
36.1
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
Toddler (Center)
Preschool (Center)
School-Age (Center)

What This Means

Waverly, MO receives an overall affordability grade of D (49/100), aggregated from 1 ZIP codes with a total population of 1,171. Challenges include income. Data was unavailable for safety, childcare — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Waverly ZIP Codes
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What are common questions about this dashboard?

Is Waverly, MO affordable?
Waverly, MO receives an overall affordability grade of D (49/100) based on Census, HUD, FBI, and DOL data. Median household income is $52,315. Median home value is $151,700.
What is the cost of living in Waverly?
Key cost metrics: Median rent $898/mo. 2BR fair market rent $1,358/mo. Median home value $151,700.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →