A-

Wellesley Island, NY

Source:

Affordability Score: 82/100

Population: 271 · 1 ZIP codes

The affordability dashboard for Wellesley Island, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 271 residents, then layers in county-level federal data to produce an overall grade of A- (82/100). The headline inputs are median household income of $118,026, median home value of $370,200, median rent of per month, and 72.1% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,405 per month (studio $969, 1BR $1,071, 3BR $1,907, 4BR $2,340). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Wellesley Island, NY include income, education, rent. Unemployment currently reads 21.7% and poverty 6.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$118,026
Median household income
Education A+
72.1%
Bachelor's degree or higher
Housing C+
3.1x
Home value $370,200 vs income
Commute N/A
N/A
Average commute time
Rent A+
$1,405/mo
2BR fair market rent (14% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$12,844/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$118,026
▲ 90% vs national
Per Capita Income
$53,301
Unemployment Rate
21.7%
Poverty Rate
6.1%

Housing

Median Home Value
$370,200
▲ 35% vs national
Median Rent
Owner Occupied
100.0%
2BR Fair Market Rent
$1,405/mo
▲ 17% vs national

Fair Market Rents by Bedroom

Studio
$969
1BR
$1,071
2BR
$1,405
3BR
$1,907
4BR
$2,340

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
72.1%
▲ 42 ppt vs national
High School+
89.3%
Median Age
66.2
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
11% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Wellesley Island, NY receives an overall affordability grade of A- (82/100), aggregated from 1 ZIP codes with a total population of 271. This area performs well in income and education and rent. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Wellesley Island, NY affordable?
Wellesley Island, NY receives an overall affordability grade of A- (82/100) based on Census, HUD, FBI, and DOL data. Median household income is $118,026. Median home value is $370,200.
What is the cost of living in Wellesley Island?
Key cost metrics: 2BR fair market rent $1,405/mo. Infant childcare $12,844/yr. Median home value $370,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →