F

West Haverstraw, NY

Source:

Affordability Score: 30/100

Population: 4,769 · 1 ZIP codes

The affordability dashboard for West Haverstraw, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 4,769 residents, then layers in county-level federal data to produce an overall grade of F (30/100). The headline inputs are median household income of $66,189, median home value of $303,200, median rent of $1,557 per month, and 23.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,910 per month (studio $2,529, 1BR $2,655, 3BR $3,644, 4BR $3,959). Department of Labor data lists infant center-based childcare at $16,900 per year, consuming 26% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, rent, childcare. Unemployment currently reads 7.1% and poverty 16.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$66,189
Median household income
Education F
23.7%
Bachelor's degree or higher
Housing F
4.6x
Home value $303,200 vs income
Commute N/A
N/A
Average commute time
Rent F
$2,910/mo
2BR fair market rent (53% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$16,900/yr
Center-based infant care (26% of income)

Income & Employment

Median Income
$66,189
▲ 7% vs national
Per Capita Income
$31,762
Unemployment Rate
7.1%
Poverty Rate
16.2%

Housing

Median Home Value
$303,200
▲ 10% vs national
Median Rent
$1,557/mo
Owner Occupied
55.4%
2BR Fair Market Rent
$2,910/mo
▲ 143% vs national

Fair Market Rents by Bedroom

Studio
$2,529
1BR
$2,655
2BR
$2,910
3BR
$3,644
4BR
$3,959

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.7%
▼ 6 ppt vs national
High School+
52.8%
Median Age
42.2
Avg. Commute

Childcare Costs

Infant (Center)
$16,900/yr
26% of income
Toddler (Center)
$15,600/yr
Preschool (Center)
$15,236/yr
School-Age (Center)
$13,000/yr

What This Means

West Haverstraw, NY receives an overall affordability grade of F (30/100), aggregated from 1 ZIP codes with a total population of 4,769. Challenges include education and housing and rent and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is West Haverstraw, NY affordable?
West Haverstraw, NY receives an overall affordability grade of F (30/100) based on Census, HUD, FBI, and DOL data. Median household income is $66,189. Median home value is $303,200.
What is the cost of living in West Haverstraw?
Key cost metrics: Median rent $1,557/mo. 2BR fair market rent $2,910/mo. Infant childcare $16,900/yr. Median home value $303,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →