D

Westpoint, TN

Source:

Affordability Score: 46/100

Population: 967 · 1 ZIP codes

The affordability dashboard for Westpoint, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 967 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $48,953, median home value of $165,600, median rent of - per month, and 10.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $939 per month (studio $711, 1BR $716, 3BR $1,126, 4BR $1,243). Department of Labor data lists infant center-based childcare at $6,811 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 3.0% and poverty 7.3% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$48,953
Median household income
Education F
10.7%
Bachelor's degree or higher
Housing C-
3.4x
Home value $165,600 vs income
Commute N/A
N/A
Average commute time
Rent B
$939/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C
$6,811/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$48,953
▼ 21% vs national
Per Capita Income
$30,385
Unemployment Rate
3.0%
Poverty Rate
7.3%

Housing

Median Home Value
$165,600
▼ 40% vs national
Median Rent
-
Owner Occupied
69.2%
2BR Fair Market Rent
$939/mo
▼ 22% vs national

Fair Market Rents by Bedroom

Studio
$711
1BR
$716
2BR
$939
3BR
$1,126
4BR
$1,243

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
10.7%
▼ 19 ppt vs national
High School+
52.0%
Median Age
38.5
Avg. Commute
-

Childcare Costs

Infant (Center)
$6,811/yr
14% of income
Toddler (Center)
$5,720/yr
Preschool (Center)
$5,720/yr
School-Age (Center)
$2,600/yr

What This Means

Westpoint, TN receives an overall affordability grade of D (46/100), aggregated from 1 ZIP codes with a total population of 967. Challenges include income and education. Data was unavailable for commute, safety – these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Westpoint, TN affordable?
Westpoint, TN receives an overall affordability grade of D (46/100) based on Census, HUD, FBI, and DOL data. Median household income is $48,953. Median home value is $165,600.
What is the cost of living in Westpoint?
Key cost metrics: 2BR fair market rent $939/mo. Infant childcare $6,811/yr. Median home value $165,600.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →