F

White Earth, MN

Source:

Affordability Score: 2/100

Population: 170 · 1 ZIP codes

The affordability dashboard for White Earth, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 170 residents, then layers in county-level federal data to produce an overall grade of F (2/100). The headline inputs are median household income of $16,793, median home value of , median rent of $196 per month, and 0.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,027 per month (studio $708, 1BR $783, 3BR $1,341, 4BR $1,474). Department of Labor data lists infant center-based childcare at $10,972 per year, consuming 65% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, rent, childcare. Unemployment currently reads 14.2% and poverty 65.0% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$16,793
Median household income
Education F
0.9%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent F
$1,027/mo
2BR fair market rent (73% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,972/yr
Center-based infant care (65% of income)

Income & Employment

Median Income
$16,793
▼ 73% vs national
Per Capita Income
$24,412
Unemployment Rate
14.2%
Poverty Rate
65.0%

Housing

Median Home Value
Median Rent
$196/mo
Owner Occupied
19.7%
2BR Fair Market Rent
$1,027/mo
▼ 14% vs national

Fair Market Rents by Bedroom

Studio
$708
1BR
$783
2BR
$1,027
3BR
$1,341
4BR
$1,474

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
0.9%
▼ 29 ppt vs national
High School+
47.9%
Median Age
29.1
Avg. Commute

Childcare Costs

Infant (Center)
$10,972/yr
65% of income
Toddler (Center)
$10,244/yr
Preschool (Center)
$9,447/yr
School-Age (Center)
$8,493/yr

What This Means

White Earth, MN receives an overall affordability grade of F (2/100), aggregated from 1 ZIP codes with a total population of 170. Challenges include income and education and rent and childcare. Data was unavailable for housing, commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is White Earth, MN affordable?
White Earth, MN receives an overall affordability grade of F (2/100) based on Census, HUD, FBI, and DOL data. Median household income is $16,793.
What is the cost of living in White Earth?
Key cost metrics: Median rent $196/mo. 2BR fair market rent $1,027/mo. Infant childcare $10,972/yr.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →