C-

White Pine, TN

Source:

Affordability Score: 50/100

Population: 6,668 · 1 ZIP codes

The affordability dashboard for White Pine, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 6,668 residents, then layers in county-level federal data to produce an overall grade of C- (50/100). The headline inputs are median household income of $59,355, median home value of $234,200, median rent of $837 per month, and 20.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,135 per month (studio $881, 1BR $887, 3BR $1,444, 4BR $1,827). Department of Labor data lists infant center-based childcare at $6,811 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, commute. Unemployment currently reads 5.2% and poverty 15.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$59,355
Median household income
Education F
20.6%
Bachelor's degree or higher
Housing F
3.9x
Home value $234,200 vs income
Commute F
29 min
Average commute time
Rent B
$1,135/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B-
$6,811/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$59,355
▼ 4% vs national
Per Capita Income
$33,305
Unemployment Rate
5.2%
Poverty Rate
15.1%

Housing

Median Home Value
$234,200
▼ 15% vs national
Median Rent
$837/mo
Owner Occupied
77.9%
2BR Fair Market Rent
$1,135/mo
▼ 5% vs national

Fair Market Rents by Bedroom

Studio
$881
1BR
$887
2BR
$1,135
3BR
$1,444
4BR
$1,827

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
20.6%
▼ 9 ppt vs national
High School+
53.7%
Median Age
49.7
Avg. Commute
29 min
▲ 3 min vs national

Childcare Costs

Infant (Center)
$6,811/yr
11% of income
Toddler (Center)
$5,720/yr
Preschool (Center)
$5,720/yr
School-Age (Center)
$2,600/yr

What This Means

White Pine, TN receives an overall affordability grade of C- (50/100), aggregated from 1 ZIP codes with a total population of 6,668. Challenges include education and housing and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is White Pine, TN affordable?
White Pine, TN receives an overall affordability grade of C- (50/100) based on Census, HUD, FBI, and DOL data. Median household income is $59,355. Median home value is $234,200.
What is the cost of living in White Pine?
Key cost metrics: Median rent $837/mo. 2BR fair market rent $1,135/mo. Infant childcare $6,811/yr. Median home value $234,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →