F

Whitleyville, TN

Source:

Affordability Score: 37/100

Population: 1,011 · 1 ZIP codes

The affordability dashboard for Whitleyville, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,011 residents, then layers in county-level federal data to produce an overall grade of F (37/100). The headline inputs are median household income of $44,583, median home value of $209,200, median rent of $570 per month, and 14.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $925 per month (studio $700, 1BR $705, 3BR $1,217, 4BR $1,289). Department of Labor data lists infant center-based childcare at $6,811 per year, consuming 15% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing. Unemployment currently reads 2.3% and poverty 19.4% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$44,583
Median household income
Education F
14.8%
Bachelor's degree or higher
Housing F
4.7x
Home value $209,200 vs income
Commute N/A
N/A
Average commute time
Rent B-
$925/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$6,811/yr
Center-based infant care (15% of income)

Income & Employment

Median Income
$44,583
▼ 28% vs national
Per Capita Income
$30,728
Unemployment Rate
2.3%
Poverty Rate
19.4%

Housing

Median Home Value
$209,200
▼ 24% vs national
Median Rent
$570/mo
Owner Occupied
87.0%
2BR Fair Market Rent
$925/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$700
1BR
$705
2BR
$925
3BR
$1,217
4BR
$1,289

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.8%
▼ 15 ppt vs national
High School+
74.4%
Median Age
38.6
Avg. Commute

Childcare Costs

Infant (Center)
$6,811/yr
15% of income
Toddler (Center)
$5,720/yr
Preschool (Center)
$5,720/yr
School-Age (Center)
$2,600/yr

What This Means

Whitleyville, TN receives an overall affordability grade of F (37/100), aggregated from 1 ZIP codes with a total population of 1,011. Challenges include income and education and housing. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Whitleyville, TN affordable?
Whitleyville, TN receives an overall affordability grade of F (37/100) based on Census, HUD, FBI, and DOL data. Median household income is $44,583. Median home value is $209,200.
What is the cost of living in Whitleyville?
Key cost metrics: Median rent $570/mo. 2BR fair market rent $925/mo. Infant childcare $6,811/yr. Median home value $209,200.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →