C-

Whitney, TX

Source:

Affordability Score: 51/100

Population: 10,115 · 1 ZIP codes

The affordability dashboard for Whitney, TX aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 10,115 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $55,149, median home value of $169,100, median rent of $877 per month, and 21.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,023 per month (studio $705, 1BR $802, 3BR $1,397, 4BR $1,716). Department of Labor data lists infant center-based childcare at $6,968 per year, consuming 13% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, commute. Unemployment currently reads 5.1% and poverty 16.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$55,149
Median household income
Education F
21.5%
Bachelor's degree or higher
Housing B-
3.1x
Home value $169,100 vs income
Commute F
36 min
Average commute time
Rent B
$1,023/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$6,968/yr
Center-based infant care (13% of income)

Income & Employment

Median Income
$55,149
▼ 11% vs national
Per Capita Income
$34,473
Unemployment Rate
5.1%
Poverty Rate
16.8%

Housing

Median Home Value
$169,100
▼ 39% vs national
Median Rent
$877/mo
Owner Occupied
81.9%
2BR Fair Market Rent
$1,023/mo
▼ 15% vs national

Fair Market Rents by Bedroom

Studio
$705
1BR
$802
2BR
$1,023
3BR
$1,397
4BR
$1,716

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
21.5%
▼ 8 ppt vs national
High School+
53.3%
Median Age
50.9
Avg. Commute
36 min
▲ 10 min vs national

Childcare Costs

Infant (Center)
$6,968/yr
13% of income
Toddler (Center)
$6,604/yr
Preschool (Center)
$6,448/yr
School-Age (Center)
$6,084/yr

What This Means

Whitney, TX receives an overall affordability grade of C- (51/100), aggregated from 1 ZIP codes with a total population of 10,115. Challenges include education and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Whitney, TX affordable?
Whitney, TX receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $55,149. Median home value is $169,100.
What is the cost of living in Whitney?
Key cost metrics: Median rent $877/mo. 2BR fair market rent $1,023/mo. Infant childcare $6,968/yr. Median home value $169,100.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →