B

Wilbraham, MA

Source:

Affordability Score: 72/100

Population: 14,319 · 1 ZIP codes

The affordability dashboard for Wilbraham, MA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 14,319 residents, then layers in county-level federal data to produce an overall grade of B (72/100). The headline inputs are median household income of $122,330, median home value of $415,000, median rent of $1,175 per month, and 51.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,734 per month (studio $1,219, 1BR $1,382, 3BR $2,127, 4BR $2,296). Department of Labor data lists infant center-based childcare at $17,160 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Wilbraham, MA include income, education, rent. Unemployment currently reads 2.5% and poverty 4.6% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income A
$122,330
Median household income
Education A-
51.8%
Bachelor's degree or higher
Housing C-
3.4x
Home value $415,000 vs income
Commute D
27 min
Average commute time
Rent A
$1,734/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$17,160/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$122,330
▲ 97% vs national
Per Capita Income
$55,789
Unemployment Rate
2.5%
Poverty Rate
4.6%

Housing

Median Home Value
$415,000
▲ 51% vs national
Median Rent
$1,175/mo
Owner Occupied
88.9%
2BR Fair Market Rent
$1,734/mo
▲ 45% vs national

Fair Market Rents by Bedroom

Studio
$1,219
1BR
$1,382
2BR
$1,734
3BR
$2,127
4BR
$2,296

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
51.8%
▲ 22 ppt vs national
High School+
72.4%
Median Age
44.2
Avg. Commute
27 min
▲ 1 min vs national

Childcare Costs

Infant (Center)
$17,160/yr
14% of income
Toddler (Center)
$15,668/yr
Preschool (Center)
$11,973/yr
School-Age (Center)
$10,533/yr

What This Means

Wilbraham, MA receives an overall affordability grade of B (72/100), aggregated from 1 ZIP codes with a total population of 14,319. This area performs well in income and education and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Wilbraham, MA affordable?
Wilbraham, MA receives an overall affordability grade of B (72/100) based on Census, HUD, FBI, and DOL data. Median household income is $122,330. Median home value is $415,000.
What is the cost of living in Wilbraham?
Key cost metrics: Median rent $1,175/mo. 2BR fair market rent $1,734/mo. Infant childcare $17,160/yr. Median home value $415,000.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →