D

Willard, MT

Source:

Affordability Score: 46/100

Population: 41 · 1 ZIP codes

The affordability dashboard for Willard, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 41 residents, then layers in county-level federal data to produce an overall grade of D (46/100). The headline inputs are median household income of $64,074, median home value of -, median rent of - per month, and 14.7% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,401 per month (studio $1,050, 1BR $1,093, 3BR $1,936, 4BR $2,265). Department of Labor data lists infant center-based childcare at $12,203 per year, consuming 19% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages, so the grade is genuinely comparable across any city in the country. Pressure points are education, childcare. Unemployment currently reads 0.0% and poverty 0.0% - numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$64,074
Median household income
Education F
14.7%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent C+
$1,401/mo
2BR fair market rent (26% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$12,203/yr
Center-based infant care (19% of income)

Income & Employment

Median Income
$64,074
▲ 3% vs national
Per Capita Income
$19,070
Unemployment Rate
0.0%
Poverty Rate
0.0%

Housing

Median Home Value
-
Median Rent
-
Owner Occupied
63.2%
2BR Fair Market Rent
$1,401/mo
▲ 17% vs national

Fair Market Rents by Bedroom

Studio
$1,050
1BR
$1,093
2BR
$1,401
3BR
$1,936
4BR
$2,265

Safety

Violent Crime Rate
-
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
14.7%
▼ 15 ppt vs national
High School+
33.6%
Median Age
37.3
Avg. Commute
-

Childcare Costs

Infant (Center)
$12,203/yr
19% of income
Toddler (Center)
$12,664/yr
Preschool (Center)
$10,899/yr
School-Age (Center)
$10,899/yr

What This Means

Willard, MT receives an overall affordability grade of D (46/100), aggregated from 1 ZIP codes with a total population of 41. Challenges include education and childcare. Data was unavailable for housing, commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Willard ZIP Codes
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What are common questions about this dashboard?

Is Willard, MT affordable?
Willard, MT receives an overall affordability grade of D (46/100) based on Census, HUD, FBI, and DOL data. Median household income is $64,074.
What is the cost of living in Willard?
Key cost metrics: 2BR fair market rent $1,401/mo. Infant childcare $12,203/yr.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →