B-

Willmar, MN

Source:

Affordability Score: 65/100

Population: 23,173 · 1 ZIP codes

The affordability dashboard for Willmar, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 23,173 residents, then layers in county-level federal data to produce an overall grade of B- (65/100). The headline inputs are median household income of $68,804, median home value of $216,300, median rent of $910 per month, and 26.8% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $973 per month (studio $782, 1BR $787, 3BR $1,353, 4BR $1,632). Department of Labor data lists infant center-based childcare at $10,972 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Willmar, MN include commute, rent. Unemployment currently reads 4.3% and poverty 11.9% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C
$68,804
Median household income
Education D
26.8%
Bachelor's degree or higher
Housing C+
3.1x
Home value $216,300 vs income
Commute A+
13 min
Average commute time
Rent A
$973/mo
2BR fair market rent (17% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,972/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$68,804
▲ 11% vs national
Per Capita Income
$33,913
Unemployment Rate
4.3%
Poverty Rate
11.9%

Housing

Median Home Value
$216,300
▼ 21% vs national
Median Rent
$910/mo
Owner Occupied
62.9%
2BR Fair Market Rent
$973/mo
▼ 19% vs national

Fair Market Rents by Bedroom

Studio
$782
1BR
$787
2BR
$973
3BR
$1,353
4BR
$1,632

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.8%
▼ 3 ppt vs national
High School+
53.8%
Median Age
36.5
Avg. Commute
13 min
▼ 13 min vs national

Childcare Costs

Infant (Center)
$10,972/yr
16% of income
Toddler (Center)
$10,244/yr
Preschool (Center)
$9,447/yr
School-Age (Center)
$8,493/yr

What This Means

Willmar, MN receives an overall affordability grade of B- (65/100), aggregated from 1 ZIP codes with a total population of 23,173. This area performs well in commute and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Willmar, MN affordable?
Willmar, MN receives an overall affordability grade of B- (65/100) based on Census, HUD, FBI, and DOL data. Median household income is $68,804. Median home value is $216,300.
What is the cost of living in Willmar?
Key cost metrics: Median rent $910/mo. 2BR fair market rent $973/mo. Infant childcare $10,972/yr. Median home value $216,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →