D

Willow, OK

Source:

Affordability Score: 48/100

Population: 319 · 1 ZIP codes

The affordability dashboard for Willow, OK aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 319 residents, then layers in county-level federal data to produce an overall grade of D (48/100). The headline inputs are median household income of $57,813, median home value of , median rent of $721 per month, and 12.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $937 per month (studio $705, 1BR $732, 3BR $1,303, 4BR $1,343). Department of Labor data lists infant center-based childcare at $10,233 per year, consuming 18% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Willow, OK include rent. Pressure points are education. Unemployment currently reads 0.0% and poverty 14.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income D
$57,813
Median household income
Education F
12.5%
Bachelor's degree or higher
Housing N/A
N/A
Home value to income ratio
Commute N/A
N/A
Average commute time
Rent A-
$937/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,233/yr
Center-based infant care (18% of income)

Income & Employment

Median Income
$57,813
▼ 7% vs national
Per Capita Income
$41,047
Unemployment Rate
0.0%
Poverty Rate
14.2%

Housing

Median Home Value
Median Rent
$721/mo
Owner Occupied
65.5%
2BR Fair Market Rent
$937/mo
▼ 22% vs national

Fair Market Rents by Bedroom

Studio
$705
1BR
$732
2BR
$937
3BR
$1,303
4BR
$1,343

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
12.5%
▼ 17 ppt vs national
High School+
49.1%
Median Age
53.1
Avg. Commute

Childcare Costs

Infant (Center)
$10,233/yr
18% of income
Toddler (Center)
$8,839/yr
Preschool (Center)
$8,839/yr
School-Age (Center)
$5,778/yr

What This Means

Willow, OK receives an overall affordability grade of D (48/100), aggregated from 1 ZIP codes with a total population of 319. This area performs well in rent. Challenges include education. Data was unavailable for housing, commute, safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Willow, OK affordable?
Willow, OK receives an overall affordability grade of D (48/100) based on Census, HUD, FBI, and DOL data. Median household income is $57,813.
What is the cost of living in Willow?
Key cost metrics: Median rent $721/mo. 2BR fair market rent $937/mo. Infant childcare $10,233/yr.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →