C

Winifred, MT

Source:

Affordability Score: 55/100

Population: 396 · 1 ZIP codes

The affordability dashboard for Winifred, MT aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 396 residents, then layers in county-level federal data to produce an overall grade of C (55/100). The headline inputs are median household income of $64,637, median home value of $187,500, median rent of $543 per month, and 26.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,446 per month (studio $1,084, 1BR $1,102, 3BR $1,991, 4BR $2,338). Department of Labor data lists infant center-based childcare at $10,890 per year, consuming 17% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Unemployment currently reads 2.4% and poverty 4.8% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$64,637
Median household income
Education D
26.0%
Bachelor's degree or higher
Housing B
2.9x
Home value $187,500 vs income
Commute N/A
N/A
Average commute time
Rent C
$1,446/mo
2BR fair market rent (27% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$10,890/yr
Center-based infant care (17% of income)

Income & Employment

Median Income
$64,637
▲ 4% vs national
Per Capita Income
$33,776
Unemployment Rate
2.4%
Poverty Rate
4.8%

Housing

Median Home Value
$187,500
▼ 32% vs national
Median Rent
$543/mo
Owner Occupied
79.8%
2BR Fair Market Rent
$1,446/mo
▲ 21% vs national

Fair Market Rents by Bedroom

Studio
$1,084
1BR
$1,102
2BR
$1,446
3BR
$1,991
4BR
$2,338

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.0%
▼ 4 ppt vs national
High School+
68.9%
Median Age
42.4
Avg. Commute

Childcare Costs

Infant (Center)
$10,890/yr
17% of income
Toddler (Center)
$11,390/yr
Preschool (Center)
$9,736/yr
School-Age (Center)
$9,736/yr

What This Means

Winifred, MT receives an overall affordability grade of C (55/100), aggregated from 1 ZIP codes with a total population of 396. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Winifred, MT affordable?
Winifred, MT receives an overall affordability grade of C (55/100) based on Census, HUD, FBI, and DOL data. Median household income is $64,637. Median home value is $187,500.
What is the cost of living in Winifred?
Key cost metrics: Median rent $543/mo. 2BR fair market rent $1,446/mo. Infant childcare $10,890/yr. Median home value $187,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →