B-

Winterset, IA

Source:

Affordability Score: 68/100

Population: 8,251 · 1 ZIP codes

The affordability dashboard for Winterset, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 8,251 residents, then layers in county-level federal data to produce an overall grade of B- (68/100). The headline inputs are median household income of $82,633, median home value of $219,400, median rent of $1,142 per month, and 26.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,318 per month (studio $1,063, 1BR $1,109, 3BR $1,794, 4BR $1,841). Department of Labor data lists infant center-based childcare at $8,763 per year, consuming 11% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Winterset, IA include housing, rent. Unemployment currently reads 4.1% and poverty 8.2% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$82,633
Median household income
Education D
26.0%
Bachelor's degree or higher
Housing B+
2.7x
Home value $219,400 vs income
Commute C-
26 min
Average commute time
Rent A-
$1,318/mo
2BR fair market rent (19% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B
$8,763/yr
Center-based infant care (11% of income)

Income & Employment

Median Income
$82,633
▲ 33% vs national
Per Capita Income
$39,613
Unemployment Rate
4.1%
Poverty Rate
8.2%

Housing

Median Home Value
$219,400
▼ 20% vs national
Median Rent
$1,142/mo
Owner Occupied
74.9%
2BR Fair Market Rent
$1,318/mo
▲ 10% vs national

Fair Market Rents by Bedroom

Studio
$1,063
1BR
$1,109
2BR
$1,318
3BR
$1,794
4BR
$1,841

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
26.0%
▼ 4 ppt vs national
High School+
59.5%
Median Age
38.6
Avg. Commute
26 min
▼ 0 min vs national

Childcare Costs

Infant (Center)
$8,763/yr
11% of income
Toddler (Center)
$7,551/yr
Preschool (Center)
$7,551/yr
School-Age (Center)
$6,041/yr

What This Means

Winterset, IA receives an overall affordability grade of B- (68/100), aggregated from 1 ZIP codes with a total population of 8,251. This area performs well in housing and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Winterset ZIP Codes
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What are common questions about this dashboard?

Is Winterset, IA affordable?
Winterset, IA receives an overall affordability grade of B- (68/100) based on Census, HUD, FBI, and DOL data. Median household income is $82,633. Median home value is $219,400.
What is the cost of living in Winterset?
Key cost metrics: Median rent $1,142/mo. 2BR fair market rent $1,318/mo. Infant childcare $8,763/yr. Median home value $219,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →