B+

Winthrop, IA

Source:

Affordability Score: 75/100

Population: 1,572 · 1 ZIP codes

The affordability dashboard for Winthrop, IA aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 1,572 residents, then layers in county-level federal data to produce an overall grade of B+ (75/100). The headline inputs are median household income of $89,375, median home value of $183,800, median rent of $1,028 per month, and 28.5% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $942 per month (studio $713, 1BR $718, 3BR $1,281, 4BR $1,468). Department of Labor data lists infant center-based childcare at $8,252 per year, consuming 9% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Winthrop, IA include income, housing, rent, childcare. Unemployment currently reads 1.1% and poverty 3.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$89,375
Median household income
Education D
28.5%
Bachelor's degree or higher
Housing A
2.1x
Home value $183,800 vs income
Commute C-
25 min
Average commute time
Rent A+
$942/mo
2BR fair market rent (13% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare B+
$8,252/yr
Center-based infant care (9% of income)

Income & Employment

Median Income
$89,375
▲ 44% vs national
Per Capita Income
$37,189
Unemployment Rate
1.1%
Poverty Rate
3.3%

Housing

Median Home Value
$183,800
▼ 33% vs national
Median Rent
$1,028/mo
Owner Occupied
83.8%
2BR Fair Market Rent
$942/mo
▼ 21% vs national

Fair Market Rents by Bedroom

Studio
$713
1BR
$718
2BR
$942
3BR
$1,281
4BR
$1,468

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
28.5%
▼ 1 ppt vs national
High School+
60.6%
Median Age
39.5
Avg. Commute
25 min
▼ 1 min vs national

Childcare Costs

Infant (Center)
$8,252/yr
9% of income
Toddler (Center)
$7,111/yr
Preschool (Center)
$7,111/yr
School-Age (Center)
$5,689/yr

What This Means

Winthrop, IA receives an overall affordability grade of B+ (75/100), aggregated from 1 ZIP codes with a total population of 1,572. This area performs well in income and housing and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Winthrop ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Winthrop, IA affordable?
Winthrop, IA receives an overall affordability grade of B+ (75/100) based on Census, HUD, FBI, and DOL data. Median household income is $89,375. Median home value is $183,800.
What is the cost of living in Winthrop?
Key cost metrics: Median rent $1,028/mo. 2BR fair market rent $942/mo. Infant childcare $8,252/yr. Median home value $183,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →