D

Woodbourne, NY

Source:

Affordability Score: 42/100

Population: 2,908 · 1 ZIP codes

The affordability dashboard for Woodbourne, NY aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,908 residents, then layers in county-level federal data to produce an overall grade of D (42/100). The headline inputs are median household income of $62,768, median home value of $270,500, median rent of $947 per month, and 15.6% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,302 per month (studio $995, 1BR $1,070, 3BR $1,811, 4BR $1,891). Department of Labor data lists infant center-based childcare at $12,844 per year, consuming 20% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 5.5% and poverty 19.1% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income C-
$62,768
Median household income
Education F
15.6%
Bachelor's degree or higher
Housing F
4.3x
Home value $270,500 vs income
Commute N/A
N/A
Average commute time
Rent B-
$1,302/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$12,844/yr
Center-based infant care (20% of income)

Income & Employment

Median Income
$62,768
▲ 1% vs national
Per Capita Income
$31,998
Unemployment Rate
5.5%
Poverty Rate
19.1%

Housing

Median Home Value
$270,500
▼ 2% vs national
Median Rent
$947/mo
Owner Occupied
62.7%
2BR Fair Market Rent
$1,302/mo
▲ 9% vs national

Fair Market Rents by Bedroom

Studio
$995
1BR
$1,070
2BR
$1,302
3BR
$1,811
4BR
$1,891

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
15.6%
▼ 14 ppt vs national
High School+
50.8%
Median Age
41.7
Avg. Commute

Childcare Costs

Infant (Center)
$12,844/yr
20% of income
Toddler (Center)
$11,960/yr
Preschool (Center)
$10,400/yr
School-Age (Center)
$10,088/yr

What This Means

Woodbourne, NY receives an overall affordability grade of D (42/100), aggregated from 1 ZIP codes with a total population of 2,908. Challenges include education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Woodbourne, NY affordable?
Woodbourne, NY receives an overall affordability grade of D (42/100) based on Census, HUD, FBI, and DOL data. Median household income is $62,768. Median home value is $270,500.
What is the cost of living in Woodbourne?
Key cost metrics: Median rent $947/mo. 2BR fair market rent $1,302/mo. Infant childcare $12,844/yr. Median home value $270,500.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →