F

Yale, OK

Source:

Affordability Score: 30/100

Population: 2,588 · 1 ZIP codes

The affordability dashboard for Yale, OK aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,588 residents, then layers in county-level federal data to produce an overall grade of F (30/100). The headline inputs are median household income of $43,600, median home value of $200,400, median rent of $775 per month, and 10.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,035 per month (studio $784, 1BR $847, 3BR $1,439, 4BR $1,568). Department of Labor data lists infant center-based childcare at $10,462 per year, consuming 24% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, childcare. Unemployment currently reads 3.7% and poverty 18.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$43,600
Median household income
Education F
10.9%
Bachelor's degree or higher
Housing F
4.6x
Home value $200,400 vs income
Commute N/A
N/A
Average commute time
Rent C-
$1,035/mo
2BR fair market rent (28% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$10,462/yr
Center-based infant care (24% of income)

Income & Employment

Median Income
$43,600
▼ 30% vs national
Per Capita Income
$25,576
Unemployment Rate
3.7%
Poverty Rate
18.5%

Housing

Median Home Value
$200,400
▼ 27% vs national
Median Rent
$775/mo
Owner Occupied
72.4%
2BR Fair Market Rent
$1,035/mo
▼ 14% vs national

Fair Market Rents by Bedroom

Studio
$784
1BR
$847
2BR
$1,035
3BR
$1,439
4BR
$1,568

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
10.9%
▼ 19 ppt vs national
High School+
64.8%
Median Age
43.1
Avg. Commute

Childcare Costs

Infant (Center)
$10,462/yr
24% of income
Toddler (Center)
$9,057/yr
Preschool (Center)
$9,057/yr
School-Age (Center)
$5,921/yr

What This Means

Yale, OK receives an overall affordability grade of F (30/100), aggregated from 1 ZIP codes with a total population of 2,588. Challenges include income and education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Yale, OK affordable?
Yale, OK receives an overall affordability grade of F (30/100) based on Census, HUD, FBI, and DOL data. Median household income is $43,600. Median home value is $200,400.
What is the cost of living in Yale?
Key cost metrics: Median rent $775/mo. 2BR fair market rent $1,035/mo. Infant childcare $10,462/yr. Median home value $200,400.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →