B

Yellow Springs, OH

Source:

Affordability Score: 72/100

Population: 5,169 · 1 ZIP codes

The affordability dashboard for Yellow Springs, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 5,169 residents, then layers in county-level federal data to produce an overall grade of B (72/100). The headline inputs are median household income of $96,042, median home value of $332,900, median rent of $886 per month, and 62.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,273 per month (studio $928, 1BR $1,009, 3BR $1,651, 4BR $1,817). Department of Labor data lists infant center-based childcare at $15,340 per year, consuming 16% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Strengths visible in the raw data for Yellow Springs, OH include income, education, rent. Unemployment currently reads 5.6% and poverty 7.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B+
$96,042
Median household income
Education A+
62.3%
Bachelor's degree or higher
Housing C-
3.5x
Home value $332,900 vs income
Commute B
20 min
Average commute time
Rent A
$1,273/mo
2BR fair market rent (16% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare D
$15,340/yr
Center-based infant care (16% of income)

Income & Employment

Median Income
$96,042
▲ 55% vs national
Per Capita Income
$54,344
Unemployment Rate
5.6%
Poverty Rate
7.5%

Housing

Median Home Value
$332,900
▲ 21% vs national
Median Rent
$886/mo
Owner Occupied
72.6%
2BR Fair Market Rent
$1,273/mo
▲ 6% vs national

Fair Market Rents by Bedroom

Studio
$928
1BR
$1,009
2BR
$1,273
3BR
$1,651
4BR
$1,817

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
62.3%
▲ 32 ppt vs national
High School+
74.7%
Median Age
56.0
Avg. Commute
20 min
▼ 6 min vs national

Childcare Costs

Infant (Center)
$15,340/yr
16% of income
Toddler (Center)
$13,780/yr
Preschool (Center)
$12,064/yr
School-Age (Center)
$7,800/yr

What This Means

Yellow Springs, OH receives an overall affordability grade of B (72/100), aggregated from 1 ZIP codes with a total population of 5,169. This area performs well in income and education and rent. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Yellow Springs ZIP Codes
View all 1 ZIP codes with demographics and individual scorecards
View ZIPs →

What are common questions about this dashboard?

Is Yellow Springs, OH affordable?
Yellow Springs, OH receives an overall affordability grade of B (72/100) based on Census, HUD, FBI, and DOL data. Median household income is $96,042. Median home value is $332,900.
What is the cost of living in Yellow Springs?
Key cost metrics: Median rent $886/mo. 2BR fair market rent $1,273/mo. Infant childcare $15,340/yr. Median home value $332,900.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →