F

Yonkers, NY

Source:

Affordability Score: 36/100

Population: 177,756 · 5 ZIP codes

The affordability dashboard for Yonkers, NY aggregates Census ACS 5-Year Estimates across 5 ZIP codes covering 177,756 residents, then layers in county-level federal data to produce an overall grade of F (36/100). The headline inputs are median household income of $81,673, median home value of $471,138, median rent of $1,771 per month, and 33.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $2,910 per month (studio $2,529, 1BR $2,655, 3BR $3,644, 4BR $3,959). Department of Labor data lists infant center-based childcare at $16,900 per year, consuming 21% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are housing, commute, rent, childcare. Unemployment currently reads 7.1% and poverty 14.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$81,673
Median household income
Education C
33.3%
Bachelor's degree or higher
Housing F
5.8x
Home value $471,138 vs income
Commute F
35 min
Average commute time
Rent F
$2,910/mo
2BR fair market rent (43% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$16,900/yr
Center-based infant care (21% of income)

Income & Employment

Median Income
$81,673
▲ 32% vs national
Per Capita Income
$41,411
Unemployment Rate
7.1%
Poverty Rate
14.5%

Housing

Median Home Value
$471,138
▲ 71% vs national
Median Rent
$1,771/mo
Owner Occupied
43.7%
2BR Fair Market Rent
$2,910/mo
▲ 143% vs national

Fair Market Rents by Bedroom

Studio
$2,529
1BR
$2,655
2BR
$2,910
3BR
$3,644
4BR
$3,959

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
33.3%
▲ 3 ppt vs national
High School+
59.5%
Median Age
39.6
Avg. Commute
35 min
▲ 9 min vs national

Childcare Costs

Infant (Center)
$16,900/yr
21% of income
Toddler (Center)
$15,600/yr
Preschool (Center)
$15,236/yr
School-Age (Center)
$13,000/yr

What This Means

Yonkers, NY receives an overall affordability grade of F (36/100), aggregated from 5 ZIP codes with a total population of 177,756. Challenges include housing and commute and rent and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

Explore Yonkers ZIP Codes
View all 5 ZIP codes with demographics and individual scorecards
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What are common questions about this dashboard?

Is Yonkers, NY affordable?
Yonkers, NY receives an overall affordability grade of F (36/100) based on Census, HUD, FBI, and DOL data. Median household income is $81,673. Median home value is $471,138.
What is the cost of living in Yonkers?
Key cost metrics: Median rent $1,771/mo. 2BR fair market rent $2,910/mo. Infant childcare $16,900/yr. Median home value $471,138.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →