D

Young America, MN

Source:

Affordability Score: 47/100

Population: 2,693 · 1 ZIP codes

The affordability dashboard for Young America, MN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 2,693 residents, then layers in county-level federal data to produce an overall grade of D (47/100). The headline inputs are median household income of $81,957, median home value of $352,800, median rent of $1,058 per month, and 23.9% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,709 per month (studio $1,242, 1BR $1,405, 3BR $2,262, 4BR $2,531). Department of Labor data lists infant center-based childcare at $20,280 per year, consuming 25% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are education, housing, childcare. Unemployment currently reads 4.3% and poverty 8.5% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income B-
$81,957
Median household income
Education F
23.9%
Bachelor's degree or higher
Housing F
4.3x
Home value $352,800 vs income
Commute D
28 min
Average commute time
Rent B-
$1,709/mo
2BR fair market rent (25% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$20,280/yr
Center-based infant care (25% of income)

Income & Employment

Median Income
$81,957
▲ 32% vs national
Per Capita Income
$39,081
Unemployment Rate
4.3%
Poverty Rate
8.5%

Housing

Median Home Value
$352,800
▲ 28% vs national
Median Rent
$1,058/mo
Owner Occupied
83.4%
2BR Fair Market Rent
$1,709/mo
▲ 42% vs national

Fair Market Rents by Bedroom

Studio
$1,242
1BR
$1,405
2BR
$1,709
3BR
$2,262
4BR
$2,531

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
23.9%
▼ 6 ppt vs national
High School+
60.6%
Median Age
38.5
Avg. Commute
28 min
▲ 2 min vs national

Childcare Costs

Infant (Center)
$20,280/yr
25% of income
Toddler (Center)
$18,073/yr
Preschool (Center)
$16,068/yr
School-Age (Center)
$12,324/yr

What This Means

Young America, MN receives an overall affordability grade of D (47/100), aggregated from 1 ZIP codes with a total population of 2,693. Challenges include education and housing and childcare. Data was unavailable for safety — these dimensions were excluded from the overall score.

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What are common questions about this dashboard?

Is Young America, MN affordable?
Young America, MN receives an overall affordability grade of D (47/100) based on Census, HUD, FBI, and DOL data. Median household income is $81,957. Median home value is $352,800.
What is the cost of living in Young America?
Key cost metrics: Median rent $1,058/mo. 2BR fair market rent $1,709/mo. Infant childcare $20,280/yr. Median home value $352,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →