C-

Yuma, TN

Source:

Affordability Score: 51/100

Population: 907 · 1 ZIP codes

The affordability dashboard for Yuma, TN aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 907 residents, then layers in county-level federal data to produce an overall grade of C- (51/100). The headline inputs are median household income of $48,021, median home value of $136,300, median rent of $521 per month, and 13.0% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $925 per month (studio $724, 1BR $746, 3BR $1,151, 4BR $1,480). Department of Labor data lists infant center-based childcare at $6,811 per year, consuming 14% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education. Unemployment currently reads 4.3% and poverty 15.7% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$48,021
Median household income
Education F
13.0%
Bachelor's degree or higher
Housing B
2.8x
Home value $136,300 vs income
Commute N/A
N/A
Average commute time
Rent B
$925/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C-
$6,811/yr
Center-based infant care (14% of income)

Income & Employment

Median Income
$48,021
▼ 23% vs national
Per Capita Income
$19,918
Unemployment Rate
4.3%
Poverty Rate
15.7%

Housing

Median Home Value
$136,300
▼ 50% vs national
Median Rent
$521/mo
Owner Occupied
94.7%
2BR Fair Market Rent
$925/mo
▼ 23% vs national

Fair Market Rents by Bedroom

Studio
$724
1BR
$746
2BR
$925
3BR
$1,151
4BR
$1,480

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
13.0%
▼ 17 ppt vs national
High School+
65.3%
Median Age
43.0
Avg. Commute

Childcare Costs

Infant (Center)
$6,811/yr
14% of income
Toddler (Center)
$5,720/yr
Preschool (Center)
$5,720/yr
School-Age (Center)
$2,600/yr

What This Means

Yuma, TN receives an overall affordability grade of C- (51/100), aggregated from 1 ZIP codes with a total population of 907. Challenges include income and education. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Yuma, TN affordable?
Yuma, TN receives an overall affordability grade of C- (51/100) based on Census, HUD, FBI, and DOL data. Median household income is $48,021. Median home value is $136,300.
What is the cost of living in Yuma?
Key cost metrics: Median rent $521/mo. 2BR fair market rent $925/mo. Infant childcare $6,811/yr. Median home value $136,300.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →