F

Zoar, OH

Source:

Affordability Score: 36/100

Population: 187 · 1 ZIP codes

The affordability dashboard for Zoar, OH aggregates Census ACS 5-Year Estimates across 1 ZIP code covering 187 residents, then layers in county-level federal data to produce an overall grade of F (36/100). The headline inputs are median household income of $52,396, median home value of $312,800, median rent of per month, and 19.3% of adults holding a bachelor's degree or higher. These four metrics alone explain most of the variance between city dashboards.

Cross-agency feeds widen the picture beyond Census demographics. HUD publishes a Fair Market Rent for a 2-bedroom in this county at $1,023 per month (studio $775, 1BR $780, 3BR $1,316, 4BR $1,484). Department of Labor data lists infant center-based childcare at $11,537 per year, consuming 22% of the local median household income.

Reading the overall grade requires reading all seven dimensions together. The score weights Income 20%, Safety 20%, Housing 15%, Rent 15%, Education 10%, Commute 10%, and Childcare 10%, with each sub-score benchmarked against national percentiles rather than state averages — so the grade is genuinely comparable across any city in the country. Pressure points are income, education, housing, childcare. Unemployment currently reads 0.0% and poverty 6.3% — numbers worth keeping alongside the headline grade.

Score Breakdown

Income F
$52,396
Median household income
Education F
19.3%
Bachelor's degree or higher
Housing F
6.0x
Home value $312,800 vs income
Commute N/A
N/A
Average commute time
Rent B
$1,023/mo
2BR fair market rent (23% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare F
$11,537/yr
Center-based infant care (22% of income)

Income & Employment

Median Income
$52,396
▼ 15% vs national
Per Capita Income
$36,405
Unemployment Rate
0.0%
Poverty Rate
6.3%

Housing

Median Home Value
$312,800
▲ 14% vs national
Median Rent
Owner Occupied
96.3%
2BR Fair Market Rent
$1,023/mo
▼ 15% vs national

Fair Market Rents by Bedroom

Studio
$775
1BR
$780
2BR
$1,023
3BR
$1,316
4BR
$1,484

Safety

Violent Crime Rate
Data Source
FBI UCR (county-level)

Education & Family

Bachelor's Degree+
19.3%
▼ 11 ppt vs national
High School+
47.3%
Median Age
57.5
Avg. Commute

Childcare Costs

Infant (Center)
$11,537/yr
22% of income
Toddler (Center)
$10,400/yr
Preschool (Center)
$9,100/yr
School-Age (Center)
$6,552/yr

What This Means

Zoar, OH receives an overall affordability grade of F (36/100), aggregated from 1 ZIP codes with a total population of 187. Challenges include income and education and housing and childcare. Data was unavailable for commute, safety — these dimensions were excluded from the overall score.

Nearby City Dashboards

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What are common questions about this dashboard?

Is Zoar, OH affordable?
Zoar, OH receives an overall affordability grade of F (36/100) based on Census, HUD, FBI, and DOL data. Median household income is $52,396. Median home value is $312,800.
What is the cost of living in Zoar?
Key cost metrics: 2BR fair market rent $1,023/mo. Infant childcare $11,537/yr. Median home value $312,800.
How is the affordability score calculated?
The score evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national percentile benchmarks from Census, HUD, FBI, and DOL data.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL National Database of Childcare Prices. Verify with HUD →