Neighborhood Scorecard

Source:

07042 — Montclair, NJ

The neighborhood scorecard for ZIP 07042 in Montclair, NJ blends seven federal datasets into a single letter grade of C+ (60/100). The underlying inputs pulled for this ZIP include a median household income of $122,847, a median home value of $821,700, 68.8% of adults with a bachelor's degree or higher, and an average commute of 33 minutes. Every value comes directly from Census ACS 5-Year Estimates tied to ZIP 07042, not a national average mapped onto the ZIP.

Cross-agency inputs extend the score beyond Census demographics. Department of Labor county childcare data lists infant center-based care at $15,390 per year, which the scorecard weighs against local median income to form the childcare grade. If any of these feeds is missing for 07042, the scorecard transparently drops that dimension rather than inventing a score.

Reading the grade means reading the dimensions together. The overall C+ score for 07042 reflects a weighted blend — Income (20%), Safety (20%), Housing (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%) — and each dimension is benchmarked against national percentiles rather than in-state-only comparisons. Strengths visible in the raw data include income, education, rent. Areas pulling the overall grade down are housing, commute. The 6 nearby ZIP codes listed below provide immediate geographic context — two adjacent ZIPs can land several grade letters apart due to school-district boundaries, zoning, and commute arteries.

C+
Overall Score
60/100
07042 — Montclair, NJ
Income A
$122,847
Median household income
Education A+
68.8%
Bachelor's degree or higher
Housing F
6.7x
Home value $821,700 vs income
Commute F
33 min
Average commute time
Rent B+
$2,205/mo
2BR fair market rent (22% of income)
Safety N/A
N/A
Violent crime rate (county)
Childcare C+
$15,390/yr
Center-based infant care (13% of income)

Score Breakdown

Income

A
$122,847

Median household income

Score: 89/100

Education

A+
68.8%

Bachelor's degree or higher

Score: 97/100

Housing

F
6.7x

Home value $821,700 vs income

Score: 5/100

Commute

F
33 min

Average commute time

Score: 23/100

Rent

B+
$2,205/mo

2BR fair market rent (22% of income)

Score: 76/100

Safety

N/A
N/A

Violent crime rate (county)

Childcare

C+
$15,390/yr

Center-based infant care (13% of income)

Score: 62/100

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What This Means

Montclair, NJ (07042) receives an overall grade of C+ based on publicly available data from the Census Bureau, HUD, FBI, and Department of Labor. This area performs well in income and education and rent. Challenges include housing and commute. Data was unavailable for safety — these dimensions were excluded from the overall score.

Nearby ZIP Scorecards

Side-by-side: Compare 07042 vs 07028 →

Full ZIP Code Data
Demographics, housing, income, and more for 07042
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Frequently Asked Questions

What is the overall score for ZIP 07042?
ZIP 07042 (Montclair, NJ) has an overall neighborhood score of 60/100, earning a grade of C+. This score combines 7 dimensions: income, education, housing affordability, commute, rent, safety, and childcare costs.
Is 07042 a good place to live?
Based on Census, HUD, FBI, and DOL data, 07042 scores C+ overall. Strengths include income, education, rent. Areas that score lower: housing, commute.
How is the neighborhood scorecard calculated?
The scorecard evaluates 7 dimensions weighted by importance: Income (20%), Safety (20%), Housing affordability (15%), Rent (15%), Education (10%), Commute (10%), and Childcare (10%). Each metric is compared against national benchmarks to produce a percentile score.

Data as of 2024. Source: U.S. Census Bureau ACS 5-Year Estimates. Source: HUD Fair Market Rents. Source: FBI Uniform Crime Report. Source: DOL Childcare Costs. Verify with HUD →